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Tips to help kids, drivers, and homeowners avoid a real scare.

For all the fun it brings as a child, Halloween can be an annual occasion of anxiety for parents and homeowners. And for good reason: Oct. 31 has a higher risk of pedestrian fatalities than any other day of the year, and insurance companies consistently report a significant spike in vandalism claims each Halloween. The causes are various (unsafe driving, unsupervised trick-or-treaters, pranksters taking advantage of empty homes, etc.), but the prevention strategies are straightforward.
No matter how your family spends the holiday, follow these safety tips to avoid becoming part of the unfortunate statistics associated with Halloween.

According to 42 years of data from the National Highway Traffic Safety Administration (as presented in a 2019 study), the risk of pedestrian fatalities on Halloween is 43% higher than any other evening in the U.S. Most tragically, the study showed that children aged between 4 and 8 years old are 10 times more likely to be hit by a car on Halloween than any other day.
If your children are trick-or-treating this year, be sure to enforce these safety rules while you go door to door.

Trick-or-treating traditionally starts during rush hour, meaning if Halloween is on a weekday, the roads will be busy while children are getting ready to go out. If you’re driving this Halloween, follow these tips (and share them with your friends and coworkers) to help keep any trick-or-treaters you pass on the road safe.

Call it an opportune day for mischief if you like, but there’s no denying that certain crime rates spike on Halloween. Most notably, vandalism: Some insurance companies have reported a nearly 70% increase in vandalism claims on Halloween. Scare off potential vandals with these home security hacks.
Need a little extra peace of mind this Halloween? Consult our guide to decorating your home safely and spookily, giant skeletons and all.