Weather Center

Texas Weather Forecast for the Year

By Peter Simek 1.7.19

We all know that old truism about Texas weather, but fewer of us know why Texas’ climate is so famously fickle.

The state’s position smack-dab in the middle of the North American continent sets it against the Gulf of Mexico and on the southern edge of the Great Plains, with the foothills of the Rocky Mountains creeping into the westernmost part of the state and the Appalachian Mountains a day’s drive away. Forests in the east, elevated plateaus to the west, and coastal plains as far as the eye can see all help ensure a constant exchange of unstable weather.

We have it all in Texas: hurricanes, tornadoes, brutal heat waves, cold freezes, long droughts, and monsoonlike rains. And even though the Farmers’ Almanac’s long-range forecasts predict much of this year to be milder and drier than normal, surviving any year’s worth of Texas weather means being prepared for anything the natural world can throw at you.

Spring Tornado

Spring’s Tornadoes

The warming atmosphere in spring is ripe for the formation of tornadoes in Texas. On average, there are about 130 tornadoes in Texas each year — more than in any other state. Tornadoes are particularly dangerous because they can pop up with little warning and be hugely destructive.

Insurance need: Windstorm insurance. Depending on where you live, your property insurance may cover tornado damage. But if you are in a particularly tornado-prone area, you may need supplemental windstorm coverage to protect your house in the event of a tornado.

Summer Storm

Summer’s Storms

The summer months in Texas are known for heat, drought, and the occasional powerful summer storm. But, never to be outdone — even when it comes to violent weather — Texas also boasts more lightning strikes each year than almost any other state.

Insurance need: Property insurance coverages plus extended perils. It’s best to go over these with your Texas Farm Bureau Insurance Agent to make sure you have what you need.


Summer’s Droughts

Surviving the long, grueling Texas summer takes a little planning and mindfulness. Cut down on your water consumption, but don’t forget to water your foundation to keep your home from shifting or becoming damaged from hardened ground.

Insurance need: The Texas AgAdvantage plan. If you are in the agricultural industry, Texas summers can be a stressful and difficult time. Drought, heat, and extreme weather can damage crops and threaten livestock. Luckily, the Texas AgAdvantage plan is the best in the business for protecting your investments against unforeseen conditions.


Fall’s Floods

With summer’s end comes the onset of hurricane season. Especially along the coast, powerful storms can cause damage from wind or floods that can wash out whole neighborhoods.

Insurance need: Flood and windstorm insurance. Depending on where you live, you may be required to buy flood insurance. But recent weather events in Texas like Hurricane Harvey have shown that even if you don’t live in what’s considered a flood-prone area, it’s a good idea to have a flood policy in place.

Winter Freeze

Winter’s Frosts

During winter in Texas, it’s not uncommon to see tropical temperatures in the Rio Grande Valley while the Panhandle is covered in a blanket of fresh snow. Cold air masses that move off the Rockies or blow in from the northern Plains can quickly turn temperate Texas into a wintry mess.

Insurance need: Property insurance. Although winter damage like frozen pipes, hail, and ice damage to roof and siding is usually covered under property insurance policies, it’s best to check with your Texas Farm Bureau Insurance Agent to make sure your coverage levels are sufficient to survive any unexpected winter headaches.

It’s crucial for Texans to be prepared for any kind of severe weather. That means having an evacuation plan in place, setting up any weather alerts and downloading apps you may need, and knowing where to take shelter during a natural disaster.

Call your Texas Farm Bureau Insurance Agent today to make sure you’re ready for the year ahead.

Coverage and discounts are subject to qualifications and policy terms and may vary by situation. © 2019 Texas Farm Bureau Insurance